Already have a Citi Pay Credit account? Manage your account here

Shop and Purchase Now,
Pay Over Time

Citi Pay® Credit… A simple, secure way to make purchases.

What is Citi Pay Credit?

a secure, digital credit card account backed by the power of Citi®.

Shop and purchase things you need today and pay over time with flexible financing options available on qualified purchases.

At participating retailers, simply select “Citi Pay” at checkout, complete the application and select from available payment plans. It’s that easy.

How to Buy with Citi Pay Credit

Step 1: Select “Citi Pay” at Checkout

At checkout, select “Citi Pay” as your payment option and submit an application to get a decision in seconds.

Already have a Citi Pay Credit Account? Perform an Account Lookup to easily complete your purchase.

Step 2: Select Payment Plan & Finish Purchase

Select from the available payment plans, complete your purchase and enjoy paying for your purchase over time.

Step 3: Make Payments

Securely schedule your payments and manage your account online.

Frequently Asked Questions

During checkout, select the Citi Pay payment option and complete the application process.