5 % cash back on your top eligible spend category up to $500 spent each billing cycle, 1% thereafter

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

earn more cash back for being 100% you

Citi Custom Cash Card

Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.

This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Plus enjoy our low intro APR for 15 months on purchases and balance transfers. No annual fee.*

Our policy is to offer only one Citi Custom Cash Card account per customer. Bonus is not available if you received one for opening a new Citi Custom Cash Card account in the past 48 months.

adjusts to your spending
no enrolling — just earning


Use the Citi Custom Cash Card for all your purchases.


Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.

Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 5 points per $1 on purchases in your top eligible spend category up to the first $500 spent, and 1 point per $1 on all other purchases.


Redeem your points for cash back as a statement credit, direct deposit, or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at

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Citi Custom Cash Card