The Citi Custom Cash® Card is a Mastercard credit card that provides cardmembers with opportunities to earn cash back. Cardmembers never have to sign up for rotating bonus categories. Customers will earn 5% cash back on purchases in the top eligible spend category each billing cycle, up to the first $500 spent. After that, cardmembers will earn 1% on purchases in that category. Cardmembers will also earn unlimited 1% cash back on all other purchases. Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 5 points per $1 on purchases in your top eligible spend category up to the first $500 spent, and 1 point per $1 on all other purchases. Points can be redeemed for cash back as a statement credit, direct deposit, or check or for gift cards, travel, or Shop with Points at Amazon.com or PayPal.
adjusts to your spending
no enrolling - just earning
your questions answered here
Cash back is earned in the form of ThankYou® Points. Cardmembers earn:
- 5 points per $1 on purchases in your top eligible spend category each billing cycle, up to $500 spent and 1 Point per $1 on purchases in that category thereafter.
- 1 point per $1 spent on all other purchases.
- ThankYou® Points can be redeemed for cash back as a statement credit, direct deposit, check or in a variety of other ways from gift cards to travel to Shop with Points at Amazon.com and PayPal. Redemption rates may vary.
Citi Custom Cash® Card lets you redeem your points in a variety of ways:
- ThankYou® Points can be easily redeemed for cash back such as a statement credit, direct deposit or check. For example, you can redeem 10,000 ThankYou® Points for a $100 statement credit, a $100 Check by Mail, or as a $100 direct deposit to your bank account.
- You can also redeem your points for other rewards such as gift cards, Shop with Points at Amazon.com, travel and more. Redemption rates may vary.
- There are no minimums when you redeem for a statement credit or direct deposit.
Visit ThankYou.com to learn more.
In addition to never having to sign up for rotating bonus categories, Citi Custom Cash® Card offers other benefits such as:
- Add Authorized Users at no cost and earn points on purchases they make.
- Enjoy your contactless-chip enabled card and make everyday purchases quickly and safely.
There is no limit to the amount of cash back you can earn on your Citi Custom Cash® Card. However, you will only earn 5% cash back on up to the first $500 of purchases in your highest eligible spend category each billing cycle. All other purchases, including purchases in the highest eligible spend category above the $500 spend, will earn an unlimited 1% cash back.
Citi Custom Cash® Card |
Citi Double Cash® Card |
With your Citi Custom Cash® card you earn 5% cash back on your top eligible spend category up to $500 spent each billing cycle and 1% thereafter PLUS an 1% unlimited cash back on all other purchases. Cash back is earned in the form of ThankYou® Points
|
Citi Double Cash® Card offers the simple convenience of earning 2% cash back on purchases with 1% cash back when you make a purchase and an additional 1% cash back as you pay for those purchases.
|