5 % cash back on your top eligible spend category up to $500 spent each billing cycle, 1% thereafter
5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
adjusts to your spending
no enrolling — just earning
Use the Citi Custom Cash℠ Card for all your purchases.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.
Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 5 points per $1 on purchases in your top eligible spend category up to the first $500 spent, and 1 point per $1 on all other purchases.
Redeem your points for cash back as a statement credit, direct deposit, or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.com.