SAVE BIG ON INTEREST
Get ahead with our longest lasting intro rate — 21 months on balance transfers and
12 months on purchases.
Apply Now
This offer is available if you apply through the method(s) provided in this ad today.
Offers may vary and this offer may not be available in other places where the card is offered.
Enjoy a long-lasting
introductory APR
for 21 monthson balance transfers
for 12 monthson purchases
After that, the variable APR will be
17.24%- 27.99%
based on your creditworthiness
There is a balance transfer fee of $5 or 5% of the amount of the transfer, whichever is greater.*
If you transfer a balance with this offer, interest will be charged on new purchases and unpaid introductory balances after your 0% introductory APR on
purchases expired unless you pay the entire balance (including any transferred balance) in full each month by the due date.
it’s easy to take
a break from high
interest
Step 1:
Apply for the card
It's fast and easy. You can get approved in minutes.
Step 2:
Transfer high-rate balances
Consolidate debt and enjoy one monthly payment.
Step 3:
Enjoy 0% Intro APR*
Pay down your debt faster while you enjoy interest savings on card balances and on new purchases.
It’s more than just
an intro rate
No annual fee
Our longest-lasting intro rates and all the benefits don’t come with a yearly charge.
Free FICO® Score
View your FICO® Score online anytime, without impacting
your score — plus learn key
factors affecting your score.
$0 Liability
You’re completely protected against unauthorized charges
on your account. At Citi, you
will not be responsible for a charge that you did not
authorize, online or otherwise.
Apply today to start
saving on interest
Enjoy 0% APR for 21 months on balance transfers and 0% APR for 12 months on purchases with no annual fee.*
*Pricing & Information
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Your FICO® Score is calculated based on data from Equifax using the FICO® Bankcard Score 8 model and may be different from other credit scores. FICO® Scores are intended for and delivered only to the Primary cardmember and only if a FICO® Score is available. Disclosure of this score is not available for all Citi products and Citi may discontinue displaying the score at our discretion.
Your FICO® Score is provided for your own non-commercial personal review, use and benefit. Citi and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Citi and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.