Citi® Double Cash Card

double cash back = double what you love

Earn 2% cash back on purchases: 1% when you buy and 1% as you pay. That’s double cash back on what you love with no categories, caps or annual fee.*



You will continue to earn 1% cash back when you buy and 1% as you pay for your purchases.

However, cash back will be earned in the form of ThankYou® Points instead of Cash Rewards — this means each billing cycle, you will earn 1 point per $1 spent on purchases and an additional point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Points can be redeemed for cash back as a direct deposit, statement credit, or check. For example, redeem 10,000 ThankYou® Points for a $100 direct deposit, statement credit, or check. Points can also be redeemed for a variety of other rewards, such as gift cards, travel and more — redemption rates may vary.

Cash Rewards


ThankYou® Points


Any cash rewards balance in your account will be converted to ThankYou® Points. You will receive 1 point for every cent in cash rewards. Redeemable for a $10.13 statement credit, direct deposit, or check.

For more information, please visit 1Benefit Terms and Conditions


Step one

No limits

There are no caps on cash back earned, and it all adds up fast.

Step one

No confusing categories

Earn cash back twice on every purchase, wherever you use your card.

Step one

No annual fee*

All the benefits of the Citi Double Cash card without the annual fee.

*Pricing & Information

Step one

Earn at your pace

When you make a purchase, you’ll earn 1% unlimited cash back. Then, you earn an additional 1% cash back as you make payments for that purchase. To earn cash back, pay at least the minimum due on time.


0% Intro APR on balance transfers only for 18 months. After that, the variable APR will be % - %, based on your creditworthiness.*

  • Balance transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • Balance transfers must be completed within 4 months of account opening.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Frequently asked questions

Citi Double Cash Card