Citi Simplicity® Card
0% INTRO APR on balance transfers for 21 MONTHS from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.1
0% INTRO APR on purchases for 12 MONTHS from date of account opening. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.1
If you transfer a balance with this offer, interest will be charged on new purchases and unpaid introductory balances after your 0% introductory APR on purchases has expired, unless you pay the entire balance (including any transferred balance) in full each month by the due date.
There is a balance transfer fee of $5 or 5% of the amount of the transfer, whichever is greater.
Live the simple life.
Say goodbye to late fees.
Forget about a penalty interest rate.
Never pay an annual fee.
Benefits you can count on.
Access Your Score
Get free access to your FICO® Score, the key factors that affect it, and a personalized history graph.
Flexible Payment Date
Choose to pay your bill on any available due date in the beginning, middle, or end of the month.
Enjoy $0 liability on unauthorized charges, identity theft protection, and Fraud Early Warning.