Citi Rewards+® Card
Citi Rewards+® Card
Earn 15,000 bonus
points after qualifying purchases plus our low intro APR for over one year
Get a 0% Intro APR on purchases and balance transfers for 15 months. After that the variable APR will be 13.49% - 23.49% based on your creditworthiness.*
Balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater.* Balance transfers need to be completed in the first 4 months of account opening.

Get a 0% Intro APR on purchases and balance transfers for 15 months. After that the variable APR will be 13.49% - 23.49% based on your creditworthiness.*
*Pricing & InformationApply NowMore Ways to Earn
- Supermarkets
& Gas Stationsfor the first $6,000 per year and then 1X thereafter. - All Other Purchases
- Round Up to the
Nearest 10 Points
on every purchaseExclusive benefit - Points Back on Redemptionfor the first 100,000 points you redeem per year.
Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+®, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months.
Supermarkets & Gas Stations
Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and then 1 ThankYou® Point per $1 spent thereafter.
All Other
Purchases
Earn 1 ThankYou® Point per $1 spent on all other purchases with your card.
Round Up to the Nearest 10 Points on every purchase
The only credit card that automatically rounds up to the nearest 10 points on every purchase. A $2 coffee earns 10 points. A $12 meal earns you 20 points. There is no cap on purchases that are rounded up.
Points Back on Redemption
Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year. So, if you redeem 15,000 points, you get 1,500 back—it’s that simple.
Earn 15,000 Bonus Points after spending $1,000 in purchases within 3 months of account opening**, redeemable for a $150 gift card at thankyou.com.
Plus, no annual fee.*
The little things add up to a BIG deal.
Earn double points at supermarkets and gas stations for the first $6,000 per year and then 1 ThankYou® Point per $1 spent thereafter, and one point on all other purchases. Then, round up to the nearest 10 points on every purchase.
Chart is for illustrative purposes only.
Tap your card and go.
Checkout is fast with contactless credit cards. No swiping required.
Accepted globally.
Quick and easy.
No inserting and waiting.
Redeem points for your choice of great rewards.
Shop with Points
Pay for all or part of your online purchases with points at Amazon.com and BestBuy.com®.
Gift Cards
Redeem for a wide selection of fashion retailers, entertainment and more. A $25 gift card is just 2,500 points at thankyou.com.
10% Points Back
Get 10% Points Back for the first 100,000 points you redeem per year!
Apply for the card that is BIG on points and BIG on everyday.
Earn 15,000 bonus points after spending $1,000 in purchases within 3 months of account opening**—enough for $150 in gift cards when redeemed at thankyou.com.