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Exclusive Benefits

Save more at sears and kmart

Enjoy savings on your favorite brands with special financing1, special offers, exclusive events and coupons at Sears and Sears.com.

  • Special Financing1

    At Sears and Sears.com on select products, from home appliances and electronics to fitness equipment, tools and automotive items

  • Account Protection

    $0 Fraud Liability on Unauthorized Purchases and Citi Identity Theft Resolution Services

  • Exclusive Savings

    Monthly deals and special offers in-store or online at sears.com/credit, plus cardmember events, coupons and the opportunity to earn additional Shop Your Way® points when you enroll in Shop Your Way® and use your Sears Card®3

  • Easy Card Management

    Pay bills 24/7 through your Account Online or by mail. Check balances, available credit, payment information and more online or by phone

Sears Card
Exclusive Benefits

Save more at sears and kmart

Enjoy savings on your favorite brands with special financing1, special offers, exclusive events and coupons at Sears and Sears.com.

Apply Now » Terms and Conditions

1Subject to credit approval for qualifying purchases made on a qualifying Sears card at participating locations. Purchase requirements and exclusions apply. May not be combined with other offers. See store signs or associate for details, or visit sears.com/credit. Excludes Sears Commercial One Accounts and Sears Home Improvement Account valid on installed sales only. Offers are subject to change without notice.

2As of 03/27/2018, the APR for purchases (and for the Sears Mastercard®, the APR for balance transfers) is 26.74% and the APR for cash advances is 28.65%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. For the Sears Mastercard, the balance transfer fee is 5% of each transaction, minimum $10, and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details.

To make a purchase today at a Sears or Kmart store, bring a photo ID and have an associate complete an account number look-up.

3The Shop Your Way® program allows you to earn Shop Your Way® points on qualifying purchases and redeem those points on eligible merchandise at Sears and Kmart. Earn points on qualifying purchases by providing a Sears associate at check out with the phone number you used when enrolled into the Shop Your Way® program. Participation in the Shop Your Way® Program is subject to the terms and conditions available for review at www.shopyourway.com/terms. You may be automatically enrolled. To find out if you are enrolled, to enroll if you haven’t been, to find out your Shop Your Way® number, or to exit the program at any time, call (800) 991-8708. The Shop Your Way® program is offered by Sears Holdings Management Corporation. Citibank is not responsible for products or services offered by other companies.

Citi and Arc Design is a registered service mark of Citigroup Inc. Sears cards are issued by Citibank, N.A. Sears is a registered trademark and is used under license from Sears Brands LLC.

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