Official Rules

Citi^® “Everyday Adventures” Contest Official Rules NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR CLAIM A PRIZE.

THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY, OR ASSOCIATED WITH, INSTAGRAM. INSTAGRAM IS NOT AFFILIATED WITH THE SPONSOR IN ANY WAY.

Contest Description: Citi^® and American Airlines^® want you to celebrate the spirit of true travelers who inspire us every day. That’s why we’re giving away 300,000 American Airlines AAdvantage^® miles every two weeks to a traveler who shows us that adventure can be found anywhere (each, a “Challenge”). Each Challenge will have a theme: [1] Happy Place, [2] Town Ambassador, and [3] Off The Radar (the “Themes”). For each Challenge, just post your photo or video related to that theme on Instagram with @Citibank, #TravelOn and #Contest (“Entry”).

Promotion Calendar and Timing: The Citi^® “Everyday Adventures” Contest (the “Contest”) begins at 12:00:00 PM (noon) Eastern Time (“ET”) on October 24, 2016, and ends at 11:59:59 PM ET on December 12, 2016 ("Promotion Period") with the last date to submit an entry being December 4, 2016. For purposes of this Contest, a “day” is defined as a 24-hour period, beginning at 12:00:00 AM ET and ending at 11:59:59 PM ET except for the first day of the Contest where a day is defined as beginning at 12:00:00 PM (noon) ET and ending at 11:59:59 PM ET. During the Promotion Period, there are a series of contest-related events that start and end on or about the dates and times noted below. Entries not submitted during one of the Challenge Submission Periods (as set forth in the chart below) will be disqualified. The Sponsor’s computer, or that of its designee, runs the official clock for the Contest and will solely determine the time by which an entry is received.

Entry Submission Periods, Judging & Prize Details Chart (the “Chart”) All dates are 2016 calendar year. The start time for each Start Date is 12:00:00 AM ET and the end time for each End Date is 11:59:59 PM ET, except for the Start Date of Challenge Submission Period 1, for which the start time is 12:00:00 PM (noon) ET.

Eligibility: Contest is open to all citizens and legal residents or resident aliens of the fifty (50) United States, the District of Columbia (“D.C.”), Guam, American Samoa and the Northern Mariana Islands who are at least eighteen (18) years of age or older at the time of entry with a valid U.S. taxpayer identification number (“Entrant”). Non-resident aliens are not eligible to win. Employees and consultants of Citibank, N.A. (“Sponsor”), American Airlines, Inc. (“Prize Provider”), Publicis N.A., and any of their respective parent companies, related subsidiaries and affiliated companies, prize suppliers, and advertising and promotion agencies including Marden-Kane, Inc. (“Administrator”), and each of their immediate family members (spouse, parents, children, siblings, and their respective spouses regardless where they live) and individuals living in the same households of the above, whether or not related, as well as individuals who are employed by any local, state or federal government office or agency, elected officials and individuals listed on the OFAC Specially Designated Nationals and Blocked Persons (SDN) List are not eligible to enter or win a prize. Each Entrant, by participating in the Contest, agrees to be bound by these Official Rules and the Sponsor’s decisions. Void in Puerto Rico and US Virgin Islands where prohibited or restricted by law. The Contest is subject to all applicable federal, state, and local laws and regulations.

How To Enter: To enter the Contest, you'll first need to become a registered user of www.Instagram.com (“Instagram”) or log into your Instagram account. Once you become a member and log in, your account must be set to “public”. If you do not have an account, go to www.Instagram.com to create one. Instagram accounts are free. By submitting your information and creating an Instagram account, you agree to the Instagram terms of use and privacy notice. If you do not agree to such terms of use and privacy notice, you cannot create an Instagram account, or participate in this Contest. You can return your account to “private” any time after the winner announcement.

To Enter:

1. Your Instagram privacy options on your account settings must be set to "OFF".
2. Use a Photo or Video you already own or take a Photo or make a Video based on the appropriate theme for the Challenge Submission Period as following:
   1. Challenge Submission Period 1 Theme - Happy Place
   2. Challenge Submission Period 2 Theme - Town Ambassador
   3. Challenge Submission Period 3 Theme - Off The Radar
3. Post must include @Citibank, #TravelOn and #Contest.
4. Optional: Geotag your post.
5. Video Guidelines: Your video must comply with Instagram community guidelines and must be no more than the maximum length allowed by Instagram (60 seconds).
6. Post must be sent from one (1) Instagram account only. Multiple accounts may not be used and anyone found to use multiple accounts to enter will be ineligible.
7. Branded filters, stickers, emojis and words of any kind on the Photo or Video are not allowed.
8. Only one Photo or Video is allowed per entry. A photo collage or use of any branded application to create a photo or video slideshow is not allowed.

Limit one (1) Entry per person/per day; however; each daily Entry must be substantially different than any other Entry submitted by you. Regramming or copying and using a photo or video created by another user is not allowed. Entries received in excess of the entry limit stated herein will be disqualified.

Multiple Entrants are not permitted to share the same Instagram account. Any attempt by any Entrant to submit more than the stated number of Entries by using multiple/different Instagram accounts, identities, or any other method will void that entrant's Entry(ies) and that entrant may be disqualified. Entries that do not comply with these Official Rules, as determined in Sponsor’s sole discretion, will be disqualified from the Contest. If the Sponsor determines that the content of the Entry is obscene, offensive, or inappropriate or otherwise not in keeping with Sponsor’s image or these Official Rules (including, but not limited to, the Entry Contest Guidelines below), the Entry will not be eligible for any prize consideration and may be withdrawn from the Contest at any time at the sole discretion of the Sponsor.

By uploading your Photo or Video, you agree that your Photo/Video (1) conforms to the Terms of Use/Guidelines and Content Restrictions of Instagram; (2) conforms to the Guidelines and Content Restrictions below; and (3) Sponsor and/or Administrator, in its sole discretion, and without notice, may remove your Photo/Video from the gallery and disqualify you from the Promotion if it determines that your Photo/Video fails to conform to the Guidelines and Content Restrictions or otherwise with the terms of these Official Rules.

Entry Content Guidelines:

• Entry must be in English.
• Incomplete or inaccurate Entries are void. By entering, Entrants acknowledge compliance with these Official Rules, including all eligibility requirements.
• Entry must be Entrant's own original creation executed solely by Entrant, may not have won any previous award or been submitted in any other competition, and must be a previously unpublished and previously un-produced work.
• Entry must be in keeping with Sponsor's image and may not be obscene, indecent or otherwise offensive, as determined by judges or Sponsor at their sole discretion, nor can the Entry defame or invade publicity rights or privacy of any person, living or deceased, or otherwise infringe upon any person's personal or proprietary rights, including but not limited to intellectual property rights, and the right to submit or use same shall not be restricted.
• Content cannot promote any activities that may appear unsafe or dangerous.
• Content cannot endorse any form of hate or hate group.
• Content cannot defame, misrepresent or contain disparaging remarks about any person or entity, including but not limited to the Sponsor or its affiliates or their products or services, as determined in the sole discretion of the Sponsor.
• Content cannot contain any material that may, in the sole judgment of Sponsor, infringe on the intellectual property rights of any third party, including but not limited to, copyrights or trademarks owned by others.
• Content cannot advertise or promote any third party brand or product of any kind or contain any personal identification, including, but not limited to: license plate numbers, personal names, e-mail addresses, phone numbers, or street addresses.
• Content cannot contain materials embodying the names or other indicia of, or identifying any person, living or dead (other than yourself), unless appropriate permission and releases have been obtained for your use of such material in your Entry.
• Content cannot communicate messages inconsistent with the messages, policies, and/or goodwill with which the Sponsor wishes to associate, as determined in the sole discretion of the Sponsor.
• Content cannot be in violation of any applicable federal, state, and/or local laws, rules, and regulations.

If the Sponsor determines in its sole discretion that the content of the Entry is obscene, offensive, inappropriate, or unacceptable for any reason, the Entry will not be eligible for any prize consideration and may be withdrawn without notice from the Contest at any time at the sole discretion of the Sponsor and/or Administrator. By submitting an Entry and using the hashtag(s), Entrant acknowledges that he/she read, understands and agrees to the Official Rules. Entries may only be submitted by a single Entrant. Entries that do not comply with these Official Rules, as determined in Sponsor and/or Administrator’s sole discretion, will be disqualified from the Contest.

The person submitting the Entry must be the authorized account holder of such Instagram account, otherwise the Entry may be deemed void. In the event of a dispute over the identity of a potential winner, the Entry will be declared made by the authorized holder of the Instagram account used for entry, and potential winner may be required to provide identification sufficient to show that he/she is the authorized account holder of such Instagram account. It is the sole responsibility of the Entrant to notify the Sponsor in writing if the Entrant changes his or her Instagram account during the Promotion Period. Proof of submission of entry does not constitute proof of delivery of entry. All Entries become the property of Sponsor.

Judging: At the conclusion of each Challenge Submission Period, a panel of judges consisting of the Sponsor and its representatives (the “panel”) will score each eligible Entry based on the following Judging Criteria (the “Judging Criteria”):

• Creativity (25% of total score)
• Unique point of view (25% of total score)
• Adventure spirit (25% of total score)
• Appropriateness to theme (25% of total score)

The potential winner for each Challenge Submission Period will be the Entrant who submitted the Entry in that Challenge Submission Period that received the highest score, as determined by the panel in its sole discretion. In the event of a tie for any Challenge Submission Period, from among those tied, the Winner will be the Entry receiving the highest score in Creativity. In the event of a tie in Creativity judging criteria, the Entries will be re-judged by a different panel of judges. Entries from one Challenge Submission Period will not carry forward into subsequent Challenge Submission Periods. Sponsor reserves the right to not award a prize for a Challenge Submission Period if, in its sole discretion, it does not receive a sufficient number of eligible and qualified Entries for that Challenge Submission Period. Judging scores will not be revealed. The decisions of the panel are final.

Grand Prize Winner Notification and Verification: The Sponsor will contact potential winners on or about one (1) business day after the respective Judging Dates for each of the respective Challenge Submission Periods as stated in the Chart above. Notification will occur by an Instagram Direct Message (“DM”) or an Instagram Notification by adding a comment from @Citibank to the potential winner’s Entry submission on the potential winner’s Instagram account. The potential winners will be required to respond to the direction in the message within twenty-four (24) hours with full contact information. Potential winners will be required to complete and sign an Affidavit of Eligibility and Liability Release and Declaration of Compliance; and where legal, a Publicity Release (collectively the “Affidavit”) and an IRS Form W-9 which must be returned within twenty four (24) hours of notification date or the prize will be forfeited and a runner-up for the applicable Challenge Submission Period will be notified, time permitting. Each potential winner will be required to furnish his/her social security number that will be used only for the purpose of reporting the prize earnings to the Internal Revenue Service, as required by law. In the event that any potential winner cannot be contacted, or the failure to timely return any documents requested, return of prize or prize notification as undeliverable, or noncompliance with these Official Rules, or if the potential winner declines the prize for any reason, such potential winner will be disqualified and the prize will be forfeited. Sponsor shall have no further obligation to a potential winner who is disqualified and a runner-up for the applicable Challenge Submission Period may be notified, at Sponsor’s discretion, time permitting.

Prizes (3) (one (1) winner per Challenge): 300,000 American Airlines AAdvantage^® miles, which may be used for air transportation on American Airlines or its “Airline Associates” (American Eagle^® service, oneworld^® airlines or select AAdvantage^® participating airlines), car rentals, hotel stays and other awards available at www.aa.com/redeem, the (“Prize(s)”). Approximate Retail Value (“RV”): $5,970.00 each. Total RV of all prizes: $17,910.00.

Additional Conditions of Prize: If AAdvantage^® miles are redeemed for air transportation, Winner(s) are responsible for the full cost of ground transfers to and from their departure and arrival city airports. Winner(s) are responsible for any and all applicable fees, service charges, surcharges or passenger facility charges and all insurance costs, federal, state, local and foreign taxes, if any, gratuities, meals, incidentals and any other unspecified expenses associated with acceptance or use of the Prize. AAdvantage^® flight awards are subject to, and the passenger is responsible for, the September 11th Security Fee of up to $5.60 per one-way trip, per passenger applicable departure taxes, federal inspection fees, passenger facility charges of up to $18.00, depending on itinerary, and any other taxes and fees imposed by a government entity (U.S. or foreign) of up to $240 based on destination; total may vary slightly based upon currency exchange rate at time of purchase, as well as any fees or surcharges (including fuel surcharges) imposed by the carrier. U.S. government excise tax is a user tax to pay for airport construction and airway safety and operations. If ticketing is less than 21 days prior to departure, a $75.00 expedite charge will apply (waived for AAdvantage^® Executive Platinum, AAdvantage^® Platinum and AAdvantage^® Gold members using miles from their account). A ticketing service charge of up to $40.00 will apply when ticketing via Reservations, American Airlines Travel Center or an Airport Ticket Office. (The ticketing service charge is waived for involuntary changes, reissued tickets, AAdvantage^® award tickets issued within 21 days of travel and an expedite charge has been collected, AAirpass^® tickets, Government/military fare tickets, and prepaid tickets.) Some of these taxes, fees and other amounts may be due upon booking/ticketing the AAdvantage^® award travel.

AAdvantage^® miles will be credited to the AAdvantage^® account of each Winner, or may be provided in the form of a direct deposit to the AAdvantage^® account of the Winner(s), who must provide a valid AAdvantage^® membership number in order to receive the mileage credit. If Winner(s) is/are not an AAdvantage^® member, they may join at no cost online at www.aa.com/loyalty/enrollment/enroll or by calling the AAdvantage^® membership desk at 1-800-882-8880. AAdvantage^® miles awarded in this Contest will not count toward elite status qualification, Million Miler^SM status or any other promotional benefit that American Airlines may offer in the AAdvantage^® program. Determination of income tax liability on AAdvantage^® travel awards is the responsibility of the Winner(s). AAdvantage^® travel awards, accrued mileage credits and special offers are subject to government regulations. The credited miles may thereafter be redeemed in any manner consistent with the AAdvantage^® program Terms and Conditions, which are subject to change at any time without notice. For complete AAdvantage^® program details, visit https://www.aa.com/i18n/aadvantage-program/terms-and-conditions.jsp.

American Airlines may, among other things, (i) withdraw, limit, modify, or cancel any award; (ii) change program benefits, mileage levels, participant affiliations, conditions of participation, rules for earning, redeeming, retaining or forfeiting mileage credit, or rules for the use of travel awards; or (iii) add travel embargo dates, limit the number of seats available for award travel (including, but not limited to, allocating no seats on certain flights) or otherwise restrict the continued availability of travel awards or special offers. American Airlines reserves the right to change the AAdvantage^® program and its terms and conditions at any time without notice, and to end the AAdvantage^® program with six months’ notice. American Airlines may make any one or more of these changes at any time even though such changes may affect Winner(s)’ ability to use the mileage credit or his/her accumulated awards. AAdvantage^® travel awards, accrued mileage credits and special offers are subject to government regulations. American Airlines is not responsible for products and services offered by other participating companies.

Prize Provider is solely responsible for the AAdvantage^® program and this portion of the Prize. Neither Sponsor nor Prize Provider is liable for any expense incurred as a consequence of a flight cancellation or flight delay. Travel is subject to availability and certain other restrictions, which are subject to change in the sole discretion of American Airlines. Flight schedules subject to change without notice.

A portion of all travel booked on American Airlines may be American Eagle^® service, operated by Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Republic Airline Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines Corporation, Mesa Airlines, Inc., PSA Airlines, Inc., Piedmont Airlines, Inc., or Trans States Airlines, LLC.

No cash equivalents of non-cash prizes, transfers or substitution of a prize permitted except at the sole discretion of the Sponsor, who reserves the right to substitute a prize (or portion thereof) of comparable or greater value, at its sole discretion. For tax purposes, the prize values will be treated as miscellaneous income and will be reported to the IRS on Form 1099-MISC in the year in which the prize is received. Winners are responsible for the payment of all taxes on the prize. All prize details are at Sponsor’s sole discretion.

Publicity: Except where prohibited, participation in the Contest constitutes each winner’s consent to Sponsor’s and its designees’ use of such winner’s name, Entry Submission, Instagram user name, likeness, photograph (including, without limitation, Instagram profile photo), opinions, hometown and state for advertising, promotional and other purposes, in any manner, in any and all media, now or hereafter devised, worldwide in perpetuity, without further payment or consideration, notification or permission.

Ownership of Entry & Grant of Rights: By entering the Contest, and to the extent allowed by law, Entrants grant the Sponsor, and its affiliates, licensees, promotional partners, developers, and third party marketing entities (collectively, “Licensed Parties”) a non-exclusive, perpetual, sublicensable, royalty-free license to edit, modify, cut, rearrange, add to, delete from, copy, reproduce, translate, dub, adapt, publish, broadcast, perform, exploit, use, and reuse (without limitation as to when or to the number of times used) the Entries themselves and the content of, and elements embodied in the Entries, including any names, social media handles, locations, and likenesses, in any and all media, including but not limited to digital and electronic media, computer, audio, and audiovisual media (whether now existing or hereafter devised), throughout the world, in perpetuity, and in any manner, advertising, promotional, commercial, or any other purposes without further review, notice, approval, consideration, or compensation to Entrant or any third party. To the extent permitted by law, each Entrant waives and releases the Licensed Parties, from and agrees to not exercise against the Licensed Parties, any and all claims that each Entrant may now or hereafter have in any jurisdiction based on “moral rights” or “droit moral” or unfair contest with respect to the Licensed Parties’ exploitation of Entries without further notification or compensation to Entrants of any kind. Each Entrant unconditionally and irrevocably consents to any act or omission by the Licensed Parties that would otherwise infringe his/her moral rights and present and future rights of a similar nature conferred by statute anywhere in the world whether occurring before or after this consent is given, and agrees not, unless there has been any use of an Entry or any derivative works thereof in a manner contrary to these Official Rules, to instigate, support, maintain, or authorize any action, claim, or lawsuit against the Licensed Parties or any other person in connection with this Contest, on the grounds that any use of any Entry or any derivative works thereof, infringe or violate any rights of any Entrant and/or any participant therein. For the avoidance of doubt, the Entrants agree to the publication of their Entries.

Conditions of Entry: Sponsor, Prize Provider, Publicis N.A., Instagram, LLC, and their respective parent companies, related subsidiaries and affiliated companies, prize suppliers, and advertising and promotion agencies including Administrator, and all of their respective officers, directors, shareholders, employees, representatives and agents (collectively, “Releasees”) are not responsible for: (i) incorrect or inaccurate transcription of entry information, or for any human, typographical or printing errors, (ii) technical malfunctions, lost/delayed data transmission, omission, interruption, deletion, defect, line failures of any telephone network, computer equipment, software, wireless service, inability to access any online service or website, inability to submit the online enrollment form, or any other error or malfunction, or any injury or damage to Entrant’s or any other person’s computer and/or wireless device related to or resulting from participation or downloading any materials in this Contest, (iii) or for late, lost, stolen, illegible, damaged, incomplete, inaccurate, undelivered, delayed or misdirected entries, posts, Photos, Videos or direct messages, for any reason including computer, telephone, wireless service, paper transfer, or process any transaction thereon, (iv) other errors or problems which may occur in connection with the administration of the Contest, the processing of entries, the announcement of the prizes or in any Contest related materials. Entry materials that have been tampered with or altered are void. If, in the Administrator’s opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of this Contest, or if technical difficulties compromise the integrity of this Contest, the Administrator reserves the right to disqualify any individual (and void his/her entry and/or prevent him/her from future entry), and/or who tampers with the entry process and/or who is acting in violation of these Official Rules, to modify or cancel or terminate this Contest, in whole or in part, at any time without notice. Caution: Any attempt to deliberately damage any online service or website associated with this Contest or undermine the legitimate operation of this Contest may be a violation of criminal and civil laws and should such an attempt be made, the Sponsor reserves the right to seek damages (including attorneys’ fees) and/or other remedies from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. Sponsor reserves the right to modify prize award procedures at their discretion.

Disputes and Limitation of Liability: By participating in the Contest, except where prohibited, Entrants agree: [1] to release, indemnify and hold harmless Releasees from and against any injuries, losses, damages, claims, actions and any liability of any kind resulting from or arising from participation in the Contest or acceptance, possession, use, misuse or nonuse of the prize (including any travel or travel-related activity thereto) that may be awarded; [2] any and all disputed, claims and causes of action arising out of or connected with this Contest or any Contest prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by within the United States District Court for the Eastern District of New York or the appropriate New York State Court located in Queens County, New York; [3] any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Contest, and in no event will Entrants be permitted to obtain attorneys’ fees or other legal costs; and [4] under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. This Contest and these Official Rules shall be interpreted in accordance with the laws of the State of New York without regard to its principles of conflicts of law.

Privacy: Information collected from Entrants is used only for the purpose of the Contest and to notify winners, and will not be re-used, sold or shared in any manner by Sponsor or any third parties unless Entrant has opted-in to receive additional information and marketing or promotional material from Sponsor or a third party.

Who Won: To request the names of the winners, send an e-mail with the subject line: "Citi/AAdvantage Everyday Adventures" Contest to winners@mkpromosource.com. Requests must be received no later than December 31, 2016. The list will be sent when the judging has been conducted and the winners verified.

Sponsor: Citibank, N.A., One Court Square, Long Island City, NY 11120.

Administrator: Marden-Kane, Inc., 195 Froehlich Farm Blvd., Woodbury, NY 11797.

Prize Provider: American Airlines, Inc., 4333 Amon Carter Blvd., Ft. Worth, Texas 76155.

Trademarks: American Airlines, American Eagle, AAdvantage, AAdvantage Million Miler, MileSAAver, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.

Citi, and Citibank, N.A. are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.

oneworld is a registered trademark of oneworld Alliance, LLC.

Instagram is a registered trademark of Instagram, Inc. This contest is in no way sponsored, endorsed or administered by, or associated with, Instagram. Any questions, comments or complaints regarding the Contest are to be directed to Sponsor, at the address above, not Instagram.

©Copyright 2016 Marden-Kane Inc. All rights reserved. Entrants are hereby authorized to copy these Official Rules on the condition that it will be for the entrant’s personal use only.