Citi® Flex Pay 
on American AirlinesExplore more
with Citi Flex Pay

Book now. Pay later. Adventure is calling, and now you don’t have to wait. With Citi Flex Pay on your eligible Citi® / AAdvantage® credit card, you can book your flight today and choose a convenient plan to pay over time.

  • Any flight purchase of $75 or more
  • No application or credit check
  • Flexible payment options
  • Continue to earn rewards on your flight purchase as you normally would
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Book now, pay later whether it’s
New York or Paris.

When you use Citi Flex Pay to purchase your flight with your eligible Citi® / AAdvantage® card, you’ll still earn all the same American Airlines card benefits you’re used to.

  • Continue to earn AAdvantage® miles

    When you use Citi Flex Pay for your flight purchase with your eligible Citi® / AAdvantage® card, you continue to earn all the same AAdvantage® miles, as you normally would. Use AAdvantage® miles on flight awards, first class upgrades, rental cars and other travel perks.

  • Continue to earn Loyalty Points

    When you use Citi Flex Pay for your flight purchase with your eligible Citi® / AAdvantage® card, you continue to earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned on that purchase. These points count toward your qualification for AAdvantage® status.

Take flight in
a few easy steps

Take flight in
a few easy steps

  1. Explore flights

    Book your next flight on aa.com or the American app, just like normal.

  2. Review and pay

    Make sure all your details are correct and use your eligible Citi® / AAdvantage® credit card at checkout.

  3. Split it

    Choose one of the monthly payment options and complete your flight purchase.

  4. Start packing

    Travel while continuing to earn all the same AAdvantage® miles and Loyalty Points on your flight purchase as you normally would.

For illustrative purposes only. Actual Offer terms will vary.

Amazing travel experiences
are possible with Citi Flex Pay

Book now. Pay later. Take the trips you’ve been waiting for.

  • Citi Flex Pay is ready when you are for a quick weekend getaway.

  • Spend some quality time and create memories with family or friends.

  • Check off your bucket list and take that trip you’ve been dreaming of.

See how to use Citi Flex Pay on your next flight

Reward yourself and take that vacation you’ve been looking forward to.

For an audio description of this video,

Citi and AAdvantage logos

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want to go today?

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Important information and commonly asked questions

Terms and Conditions

Citi Flex Pay on American Airlines is a feature built-in exclusively to eligible Citi® / AAdvantage® credit cards that allows you to pay over time in equal monthly payments for aa.com and American app flight purchases at checkout.

When you are booking a flight on aa.com or the American app with your eligible Citi® / AAdvantage® credit card, Citi Flex Pay may appear as a payment option on your Review and Pay page for eligible purchases; simply choose the monthly payment option that works best for you. After you book your flight, the flight amount will be charged to your eligible Citi® / AAdvantage® credit card and deducted from your available credit. However, only your Citi Flex Pay monthly payment will be added to the Minimum Payment Due at each Billing Cycle, until paid in full. This will be reflected on your Citi® / AAdvantage® credit card statement. If you want to take advantage of Citi Flex Pay at a later time, other Citi Flex Pay options may be available on your Citi Online account after purchase.

Citi Flex Pay on American Airlines can only be used in connection with flights purchased in US dollars on aa.com or the American app using your eligible Citi® / AAdvantage® credit card. Ancillary fees, including but not limited to checked baggage fees, upgrades, and seat selection fees, are not eligible for Citi Flex Pay at checkout; however, other Citi Flex Pay options may be available on your Citi Online account after purchase. See Card Agreement for more details.

Yes. If your eligible Citi® / AAdvantage® credit card currently earns miles and/or Loyalty Points on flight purchases, you will continue to earn those rewards for flight purchases made using Citi Flex Pay on aa.com or the American app as you normally would.

In most cases, refunds will be processed within 7 business days and a credit will appear on your eligible Citi® / AAdvantage® credit card account. Merchant Refunds are applied to your existing credit card balance. However, if you would like the credit applied to your Citi Flex Plan, call the number on the back of your Citi® / AAdvantage® credit card. Please see your Card Agreement for additional information on Merchant Refunds.