Citi® Flex Pay 
on American AirlinesExplore more
with Citi Flex Pay

Book now. Pay later. Now you don't have to wait to plan your next getaway. With Citi Flex Pay on your eligible Citi® / AAdvantage® credit card, you can book your flight today and choose a convenient plan to pay over time.1,2

  • Any eligible flight purchase of $75 or more
  • No application or credit check required
  • Earn American Airlines AAdvantage® miles and Loyalty Points on your flight purchase
  • Citi Flex Pay is an existing benefit of your Citi® / AAdvantage® credit card
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Enjoy convenience, flexibility and more with Citi Flex Pay1,2

With your eligible Citi® / AAdvantage® credit card, you can use Citi Flex Pay to pay for your flights over time — while still earning all the same miles and Loyalty Points you're used to.

  • Pay over time with a fixed monthly fee and no interest1,2

  • Continue to earn all the same AAdvantage® miles and Loyalty Points1,2 on your flight purchase as you normally would with your Citi® / AAdvantage® credit card

  • No application or credit check required
    Citi Flex Pay is already a feature of your eligible Citi® / AAdvantage® credit card

Take flight in
a few easy steps

Take flight in
a few easy steps

  1. Explore flights

    Book your next flight on aa.com or the American app, just like normal.

  2. Review and pay

    Make sure all your details are correct and use your eligible Citi® / AAdvantage® credit card at checkout.

  3. Split it

    Select pay over time, choose one of the monthly payment options and complete your flight purchase.

  4. Start packing

    Travel while continuing to earn all the same AAdvantage® miles and Loyalty Points on your flight purchase as you normally would.

For illustrative purposes only. Actual Offer terms will vary.

UNLOCK AMAZING TRAVEL EXPERIENCES WITH CITI FLEX PAY

Book now. Pay later. Take the trips you've been waiting for.

  • Citi Flex Pay is ready when you are for a quick weekend getaway.

  • Check off your bucket list and take that trip you've been dreaming of.

  • Conveniently book business trips whenever you need to with Citi Flex Pay.

  • Earn miles and Loyalty Points whether traveling for work or play.

Where do you want to go today?

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Important information and commonly asked questions

Terms and Conditions for APR Cardmembers
Terms and Conditions for Fee Cardmembers

Citi Flex Pay on American Airlines is a feature built-in to eligible Citi® / AAdvantage® credit cards that allows you to pay over time in equal monthly payments for flight purchases at checkout on aa.com and the American app.

When you are booking an eligible flight on aa.com or the American app with your eligible Citi® / AAdvantage® credit card, simply choose the Citi Flex Pay monthly payment option that works best for you on your Review and Pay page. After you book your flight, the total amount due will be charged to your eligible Citi® / AAdvantage® credit card and deducted from your available credit. However, with Citi Flex Pay, only the Flex Pay monthly payment will be added to the Minimum Payment Due each billing cycle, until paid in full.

Citi Flex Pay on American Airlines can only be used for flight purchases of $75 or more on aa.com or the American app using your eligible Citi® / AAdvantage® credit card.

Yes. You will continue to earn all the same AAdvantage® miles and Loyalty Points on your flight purchase from your eligible Citi® / AAdvantage® credit card as you normally would.

A merchant refund to your account will post to your account as a credit. If you would like to apply the credit to your remaining Flex Pay balance, please call the number on the back of your card.

No. Your Citi Flex Pay monthly payment will be added to the Minimum Payment Due each billing cycle until paid in full. You do not need to make any separate payments for your Citi Flex Pay.

There is no pre-payment penalty for Citi Flex Pay. You can always pay off your Citi Flex Pay early by paying your account balance in full.

You can view the details of your Citi Flex Pay in your Citi Flex Plan Summary located in your Citi® Online account, the Citi Mobile® App or by reviewing your billing statement.